Price Reduction - Primary on Main - Seller Financing
Address
109 Pine Clay Road, Wilmington, NC
Price
$ 339,900
Property Attributes
- MLS#100574386
- TypeSingle Family
- Listing Status Active
- CountyNEW HANOVER
- CityWilmington
- AreaCollege Acres
- NeighborhoodWilmington
- Zip28403
- StyleSingle Family Residence
- Year Built1945
- Taxes$ 2056
- Price$ 339,900
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1075
- Lot Size0.34 Acres
Data Source:
North Carolina Regional MLS (NCRMLS)
Property Description
Rare Wilmington property featuring a charming cottage-style 3BR/2BA main house plus detached 1BR/1BA ADU tucked away on a private wooded lot in central Wilmington. The main home blends classic character with thoughtful updates including updated flooring, paint, fixtures, kitchen improvements, and exterior enhancements while maintaining its original cottage charm. The detached ADU offers excellent flexibility for rental income, guest space, multi-generational living, home office use, or house-hack potential. A new roof was recently installed on the ADU. The main house was recently rented for $2,000/month and the ADU for $1,000/month. Both units are currently vacant. Highlights: 3BR/2BA main house Detached 1BR/1BA ADU Brand-new roof on ADU Both units currently vacant Previous combined rents of $3,000/month No HOA Private wooded lot Covered front porch Value-add and rental upside Great setup for investor, house hack, guest space, or multi-generational living Convenient to UNCW, Mayfaire, Wrightsville Beach, shopping, dining, and downtown Wilmington Seller financing may be considered with strong terms A rare opportunity to own a versatile income-producing property with character, flexibility, and strong rental potential in a highly convenient Wilmington location. Owner is a licensed North Carolina real estate agent.
| Elementary School | Middle School | High School |
|---|---|---|
| College Park Elementary School | Noble Middle School | New Hanover High School |
| Price History | |
|---|---|
| 5/16/2026 | Listed $375,000 |
| 7/12/2026 | 3$365,000 |
| 8/1/2026 | 2$359,900 |
| 8/10/2026 | 3$349,900 |
| 8/31/2026 | 3$339,900 |
General Features
| Living Area | 1075.0 |
|---|---|
| Heating | Electric,Heat Pump |
| Cooling | Central Air |
| Utilities | Cable Available,Sewer Available,Sewer Connected,Water Available,Water Connected |
| Possession | Close Of Escrow,Negotiable,At Closing |
| Roof | Shingle |
| Appliances | Washer,Refrigerator,Range,Dryer,Dishwasher,Electric Range |
| Zoning | R-20 |
| Patio/Porch Features | Deck,Porch,Front Porch,Side Porch |
| Construction Materials | Metal Siding,Vinyl Siding,Wood Siding,Wood Frame |
| Pets Allowed | Dogs OK,Cats OK,Yes |
| Year Built | 1945 |
| View | See Remarks |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Taxes | 2056.82 |
| Parcel Number | R05013-006-009-000 |
| Waterfront Features | None |
| Accessibility | None |
| County | New Hanover |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | Yes |
| Association Amenities | See Remarks,Other |
| HOA | No |
| Attached Garage | No |
| Subdivision Name | College Acres |
| Garage Y/N | No |
| Other Structures | Outbuilding |
| Total Rooms | 9 |
| Full Baths | 3 |
| Status | Active |
| Buyer Financing | Seller Financing |
| Directions | Eastwood rd onton Racine turn left onto Carl then left onto pine clay |
| High School | New Hanover |
| City | Wilmington |
| High School District | New Hanover |
| Lot Size Units | Acres |
| Lot Size Square Feet | 14810.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Green Building Verification Type | None |
| Elementary School | College Park |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Noble |
| Property Condition | UpdatedRemodeled |
| Ok to Lease | Month To Month |
| Lease Considered Y/N | No |
| Structure Type | Duplex,Wood Frame,Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Assessed Value | 349500 |
| Legal Description | R05013-006-009-000 |
| IslandOrMainland | Mainland |
Interior Features
| Interior Amenities | Master Downstairs,Walk-in Closet(s),Apt/Suite,Pantry,Walk-in Shower,Walk-In Closet(s) |
|---|---|
| Basement | None |
| Flooring | LVT/LVP |
| Water Heater | Electric |
| Master Bed Level | Primary Living Area |
| Total Stories | 1 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | No |
| Laundry Features | Dryer Hookup,Washer Hookup,Laundry Room |
| Total Bedrooms | 4 |
| Attic Features | Access Only |
| Entry Level | 1 |
| Room Type | Bedroom 1,Bedroom 2,Bedroom 3,Master Bedroom,Studio,Dining Area,Living Room,Bathroom 1,Bathroom 2 |
| Unit Type | 4 Bedroom Or More,Apartments,Efficiency |
| Total Baths | 3 |
| Living Area Range | 1000 - 1199 |
| SmokingYN | No |
Exterior Features
| Exterior Finish | Metal Siding,Vinyl Siding,Wood Siding |
|---|---|
| Fencing | Wood |
| Parking Features | Off Street,On Site,Unpaved |
| Lot Features | Level,Wooded |
| Water Source | Public |
| Total Parking | 0.0 |
| Lot Size Area | 0.34 |
| Foundation Details | Raised,Crawl Space |
| Spa | No |
| Building Area Total | 1075.0 |
| Lot Dimensions | 80X190 |
| Lot Size Acres | 0.34 |
| Frontage Type | See Remarks |
| Waterfront Y/N | No |
| Road Frontage Type | City Street,State Road |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28403
Price
Taxes
Year Built
Visits
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This data is updated on a daily basis. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. September 24, 2026 11:00 PM UTC
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
Pee Dee REALTOR® Association All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC, and is updated as of September 24, 2026 10:32 PM UTC All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Welcome Home Realty shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from
